What does CON29O cover?

• A. whether the property is in a national park, urban development area, registered as a common land/ town/ village.
• B. whether the property has any outstanding mortgages.
• C. whether there are any building regulations.
• D. whether the property is in a conservation area.

Answer: (B)

CON29O is the optional set of questions in the Local Authority Search that adds information about financial encumbrances and similar matters that aren’t covered in the standard CON29. Its purpose is to surface known charges that could affect the property’s title. The item about outstanding mortgages is included because a mortgage is a financial encumbrance on the property; if there’s one still outstanding, it will need to be discharged (redeemed) on completion so the buyer can take title free of that charge. This upfront visibility helps the buyer’s solicitor check with the lender and arrange redemption as part of completing the purchase. Other topics like planning matters or conservation areas are typically addressed in the main CON29 responses, whereas the mortgage question sits in the optional set.