What is included in a title report in a property transaction?

• A. Summary of the overall view / property / title / source of funds / searches / enquiries / contract / remainder of the transaction
• B. Owner's name only
• C. Mortgage details only
• D. Chain of title only

Answer: (A)

A title report is a comprehensive snapshot of the property's title status and the overall transaction. It brings together the key elements that affect ownership and the path to completing the deal: details about the property itself, the registered title, any burdens or interests (like easements, covenants, or charges), the results of searches and any enquiries raised, the terms of the contract, and what remains to be done to finish the transaction. This broad, integrated view helps everyone see not just who owns the land, but what could affect that ownership and the steps left to move forward.

The other options are too narrow. Focusing only on the owner’s name misses the title, burdens, and the search/enquiry results; focusing only on mortgage details omits ownership, charges, and the broader transaction status; and focusing only on the chain of title misses current encumbrances, search results, contract terms, and remaining steps.