Which statement best describes the primary purpose of the Charges Register?

• A. Names of proprietor
• B. Incumbrances - matters that burden a property
• C. Property description
• D. Title plan

Answer: (B)

The Charges Register is the record that flags any encumbrances that burden the land. It lists charges and related interests—such as mortgages, other secured obligations, covenants, and rights that affect the property—so anyone checking the title knows what obligations attach to it. This notice is important for buyers and lenders to understand what limits or affects the owner’s use or transfer of the property and to gauge priority among interests. This contrasts with the Proprietorship Register, which shows who owns the land; the Property Register, which describes the land itself; and the Title Plan, which maps the property's boundaries.